"This eye-opening book sounds the alarm about many Americans' dim financial futures if consumers, businesses, and politicians don't change their ways. Jane White lays blame and names names. Until change happens, White offers prescriptions for your biggest money concerns- retirement, housing, college costs, and credit cards-featuring tried-and-true advice."

-Gregory Karp, Syndicated Newspaper Columnist and Author of The 1-2-3 Money Plan and Living Rich by Spending Smart


"Americans need this vigorous wake-up call if they are to make it through the first half of the 21st century. They are burying themselves in debt-for education, for homes, and for toys-leaving too little for savings and investment. Jane White shows them where they are going wrong and how they can put themselves right."

-Thomas G. Donlan, Editorial Page Editor, Barron's National Business and Financial Weekly


"Crack open this book and enter a bromide-free zone. Jane White knows why American families feel as if they are on a treadmill running out of control, and she explains the reasons with clarity, insight, and rare honesty. She also offers several practical suggestions for how we as individuals, families, and a nation can get out of the mess. Policymakers would be wise to listen."

-Evan Cooper, Deputy Editor, InvestmentNews